Starting in the high 300's

3% to 4% Broker Commission 3.99% FHA Rates & Closing Costs Credits! On Selected Homes

4 Beds
3 Baths
Townhouse
X+ Construction
1,545 sq ft
2
Year Built: 2025
HOA Fees: $100/month

Builder incentives

3.99% FHA Low Fixed Rate + Closing Cost Paid on selected homes

For a limited time only, ONX is offering 3.99% FHA/VA Low Fixed Rates + Closing Costs Credits on Selected Homes. This offer is available until 12/31/2025. Offer is available when using one of ONX's preffered in-house lenders, and title company. Offer excludes discount points and VA funding fee. Contact your Community Specialists for more information and restrictions.

Available HOmes

First Release

Property Description

Discover On Centro, a vibrant community of 144 stylish townhomes in the heart of the Onx Community. These 4-bedroom, 3-bath homes feature modern facades, open-concept layouts, and energy-efficient appliances, designed for both comfort and functionality.

Built with X+ Construction™ technology, our homes offer steel-reinforced concrete elements, hurricane impact windows, porcelain tile flooring, quartz countertops, and energy-efficient appliances, ensuring lasting quality, safety, and reduced insurance and energy costs.

As part of the Master-Planned Onx Community, residents enjoy access to an 8-acre park featuring football fields, basketball courts, beach volleyball, a playground, and shaded sitting areas with BBQs and gazebos—all at no extra cost.

With easy access to US1 and the Florida Turnpike, On Centro is just minutes from the Florida Keys, Downtown Dadeland, and Miami’s top beaches and attractions.

Virtual Tour

Centro Virtual Tour

Amenities

Central Park
Visitor Parking
X+ Construction
High Impact Windows & Doors
Concrete Construction
Low HOA
Part of Onx Commmunity
Football Field
Soccer Field
Beach Volleyball
Kids Playground
BBQ & Grills
Balcony
Fortified Certified Roof

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Ellen Martinez

Community Specialist - Onx Homes
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Luis Marichal

Community Specialist - Onx Homes
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Gerardo Ramis

Community Specialist - Onx Homes
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Map & Nearby Places

On Centro Townhouses
Florida City, FL 33034
4 Bed | 3 Baths

Florida City, FL

Florida City marks the southernmost point in the Miami metropolitan area, the last bastion of mainland South Florida civilization. Continue on south, and you’ll find yourself on U.S. Route 1 headed toward the Florida Keys. Venture west and be among the famed natural expanse of Everglades National Park — a haven for aspiring biologists, birders, and kayakers alike. During the initial stages of Florida City’s growth, farming tomato and squash was a driving force of the local economy. Today, agriculture is still vital to the community, and you can support area growers by purchasing their wares at nearby farm stands. There is also the benefit of residing close enough to Miami to soak up its splendor, meanwhile having a quieter hideaway for retreat after a day among the crowds and bustle.

Disclaimers

Price, offers, availability, incentives and seller contributions are subject to certain terms, conditions and restrictions and are subject to change at any time without notice. Certain incentives could affect the loanamount. Onx reserves the right to change or withdraw any offer at any time. Brokers Review the terms and conditions and the Onx Broker Policy.

*FHA 3.99% (4.779% APR based on a 3.5% down payment).*For a limited time, ONX Homes is oering below-market interest rates valid on new home contracts for eligible properties for eligible properties closing by 01/30/2026 (the “Promotion”). ONX Homes has locked in, through NFM Lending, xed interestrates using a pool of funds. Interest rates are only available through NFM Lending. Oer valid on Select Centro Homes. Interest rates are subject to change daily and without notice.** The payments stated above are for a FHA loan assuming a FICO score of 640+ and 3.5% down. The payments stated are based on principal and interest only and do not include taxes, insurance, or homeowner’s association payments.Your actual payment will be higher. The mortgage insurance premium will vary depending on the loan characterization. Payments and rates may vary based on a borrower’s credit score, actual closing costs and other variables. Depending on yoursituation, ood insurance may be needed, which could increase the monthly payment and annual percentage rate (APR).***Some restrictions apply. Borrowers will receive a lender credit toward their closing costs up to 6% by ONX Homes on selected homes. In some instances, the credit may be less due to loan program restrictions.  ONX Homes contribution is not guaranteed by NFM Lending. Check with ONX Homes for details. The credit is not redeemable for cash or cash equivalents. Void where prohibited by law. This credit expires at 5:00 P.M. EST on 12/31/2025. Oer valid on Select Centro Homes.Applicants are subject to qualications for specic loan terms, occupancy, down payment, credit and underwriting requirements and/ or investor program guidelines- not all applicants will be eligible for the promotion. For eligibility, an applicant must(1) pre-apply with NFM Lending by visiting https://bp.nfmlending.com/apply/sandell.onxprior to submitting an oer to qualify for the promotion; (2) utilize the services of ONX Homes’ closing agent and nance with NFM Lending; and (3) satisfy allother eligibility criteria of ONX Homes and/or NFM Lending. Applicants are not required to nance through NFM Lending; however, the promotion is only available through NFM Lending.This is a co-marketing piece with ONX Homes. NFM Lending has a nancial relationship with ONX Homes and you may choose not to use NFM Lending in connection with the purchase of a ONX Homes property. You are entitled to shop around forthe best lender/ real estate company for you. This is not a credit decision of commitment to lend. Make sure you understand the features associated with the loan program that you choose and that it meets your unique nancial needs. Subject to allunderwriting requirements. Eligibility is subject to completion of a loan application with NFM Lending and verication of homeownership, occupancy, title, income, employment, credit, home value, collateral, and other underwriting requirements.Not all applicants will be approved for nancing. NFM Lending cannot predict where rates will be in the future. Not all programs are available in all areas. Oers may vary and are subject to change at any time without notice. NFM Lending is an EqualHousing Lender, for full agency and state licensing information, please visit www.nfmlending.com/licensing .NFM, Inc. is not aliated with any real estate companies. You are entitled to shop around for the best lender/real estate company for you. The real estate agent is not a mortgage lender. Contact NFM, Inc. directly to learn more about their mortgageprograms and your eligibility for such programs. MLO licensing information NMLS #221731. NFM Lending- Western Division is a division of NFM, Inc. NFM, Inc. is licensed in: AZ #0934973; FL # MLD174 and MLD795 (www.nmlsconsumeraccess.org). ForNFM, Inc's full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc. NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not aliated with, or an agent or division of, a governmental agency or a depositoryinstitution. Equal housing lender www.nfmlending.com. Copyright © 2025. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC. and/or its subsidiaries. Licensed by the Department of Financial Protection andInnovation under the California Residential Mortgage Lending Act.